At Nagesh Touch Lab, we offer a comprehensive NPA Gold Loan Service that provides accurate and reliable analysis of your gold items. Whether you are an individual looking to secure a gold loan, a business in the financial industry, or an investor interested in leveraging your gold assets, our expert team is here to assist you every step of the way.
What is NPA Gold Loan?
An NPA Gold Loan refers to a gold loan that has become a Non-Performing Asset (NPA) due to non-repayment beyond 90 days. When a borrower fails to repay the gold loan on time, the loan is classified as NPA by banks or financial institutions. This status may lead to recovery actions, including auctioning the pledged gold.
Why Choose Our NPA Gold Loan Service?
Specialized Expertise: Our team of professionals consists of highly skilled experts with extensive experience in gold analysis. They utilize state-of-the-art equipment and methodologies to deliver accurate and reliable results.
Accurate and Dependable Results: We understand the importance of precise gold assessment, especially when it comes to securing a gold loan. You can trust our results to make informed decisions about your financial needs.
Swift Turnaround Time: We value your time and strive to provide efficient service without compromising on quality. Our streamlined processes allow us to deliver results promptly, ensuring that you get the funds you need when you need them.
Confidentiality and Security: Your gold items are handled with the utmost care and discretion. We prioritize confidentiality and ensure that all data related to your gold assessment remains secure.
Transparent Pricing: Our pricing is transparent, with no hidden fees. You can rely on our commitment to honesty and integrity in all aspects of our services.
When gold loans turn into NPAs, recovery shouldn’t mean risk or loss. At [Your Company Name], we specialize in transparent and efficient NPA gold loan solutions that help reclaim value from overdue accounts—ethically and effectively. Whether you’re a financial institution or a borrower seeking resolution, our expert team ensures fair handling, proper valuation, and secure recovery of pledged gold. Because even in default, your assets—and your trust—deserve to be protected.
FREQUENTLY ASKED QUESTIONS (FAQs)
An NPA (Non-Performing Asset) gold loan refers to a gold-backed loan where the borrower has defaulted on repayments beyond the prescribed due period (usually 90 days), as per RBI guidelines.
We assist in the valuation, secure handling, documentation, and auction coordination for pledged gold tied to defaulted accounts. Our process ensures maximum recovery while complying with legal and regulatory norms.
Yes. We support structured recovery efforts by coordinating with borrowers, offering repayment restructuring options, and facilitating gold liquidation if necessary.
Yes, we offer on-site or off-site gold purity verification and documentation for institutions dealing with large volumes of overdue or pledged items.
Absolutely. Our entire process—from notices to auctions—is in full compliance with RBI guidelines and legal procedures, ensuring ethical and transparent recovery.
Yes. We help mediate between the lender and borrower for early settlement, restructuring, or resolution before gold liquidation occurs—preserving customer relationships.
We provide certified purity verification reports and support documentation for gold auctions to ensure accurate pricing and bidder confidence.
Simply contact us at 9326883179. We’ll set up a consultation to understand your gold loan portfolio and offer a tailored NPA recovery plan.