At Nagesh Touch Lab, we offer a comprehensive Gold Loan Service that provides accurate and reliable analysis of your gold items. Whether you are an individual looking to secure a gold loan, a business in the financial industry, or an investor interested in leveraging your gold assets, our expert team is here to assist you every step of the way.
What is Gold Loan?
A gold loan is a secured loan where you pledge your gold jewelry or coins as collateral to borrow money. The loan amount is based on the current value of your gold. Once you repay the loan with interest, your gold is returned. It’s a quick and easy way to get funds with minimal paperwork and fast approval.
Why Choose Our Gold Loan Service?
1. Expert Valuation
Our experienced professionals accurately evaluate your gold using advanced technology. This ensures that you receive the highest possible loan amount based on the purity and weight of your gold assets.
2. Reliable & Transparent Process
We believe in full transparency. Our loan terms are clearly explained with no hidden fees or surprise charges. You’ll always know exactly what you’re getting—right from interest rates to repayment schedules.
3. Fast Loan Disbursal
Need cash urgently? We offer instant loan approvals and quick fund transfers, often within minutes. With minimal documentation and a simple process, getting a gold loan is faster than ever.
4. Secure Storage
Your gold is kept safe in high-security vaults and is fully insured during the loan period. We handle your valuables with utmost care, giving you complete peace of mind.
Transparent Pricing: Our pricing is transparent, with no hidden fees. You can rely on our commitment to honesty and integrity in all aspects of our services.
When you need funds, your gold should work as hard as you do. At Nagesh Touch Lab, we offer secure, transparent gold loan services that turn your gold into instant liquidity—without stress or delay. Whether it’s for business, education, or personal needs, our fair valuation, minimal paperwork, and fast disbursal ensure you get the financial support you deserve—while your gold stays safe and protected with us.
FREQUENTLY ASKED QUESTIONS (FAQs)
A gold loan allows you to borrow money by pledging your gold jewellery or items as collateral. We evaluate the gold’s value and offer a loan amount based on its purity and weight. Once repaid, your gold is safely returned to you.
The loan amount depends on the purity, weight, and current market value of your gold. We offer up to 75% of the gold’s value, ensuring you get maximum benefit while complying with RBI guidelines.
Absolutely. We store your gold in high-security vaults with 24/7 surveillance and insurance, ensuring complete protection until your loan is repaid.
Once your gold is evaluated and documents are verified, we disburse the loan within 30 minutes or less—so you walk in with gold and walk out with cash.
We offer flexible repayment options and grace periods. If you’re unable to repay on time, we encourage you to contact us for an extension or renewal plan to avoid auction.
Yes. Our loan tenure ranges from 3 months to 12 months, with options for early repayment or renewal as per your convenience.
Yes, you can repay your gold loan early without any hidden charges. We believe in flexible, customer-friendly repayment terms.
We offer fair valuations, low interest rates, quick disbursal, zero processing fees, and a 100% secure process—making us a trusted name for gold-backed financial solutions.